Freeze your credit...

While it may not be the best or most effective way, it is the first step in giving more power to us as consumers over our credit. 'Freezing' your credit will give you power to control who grants "you" credit. I agree that waiting a few days to qualify for credit will be a pain, but who knows it could be a good thing. On second thought, I think i have the answer to all this. How about we go away from credit. No more credit cards. You wanna buy something you have to pay cash for it. Or how about only allowing one credit card per person that you have to go to the government to get. How about that? Then the government could use the interest it charges on Credit cards to cut back on taxes. They could use it to get rid of the national debt. Then they can restrict everything we buy, so we are only allowed so many of a certain item. Sounds alot like communism to me. Why don't we just allow capital punishment for identity theft? Right now there really isn't any punishment for it, so its just becoming more widespread. Lets just make it a capital punishment crime and see how far the rate of identity theft decreases... Ok maybe i'm being a little facetious but come on, its getting ridiculous. We have to have more control over our own credit, that has to be the answer.